Yep, 9 years although I have 40 years! The thing to remember about insurance is that the companies share information and keep it . They use it when it suits them.
Insurance time again.
- Thread starter Z Victor 1
- Start date
I've got over 20 years NCB on my main car; some six years NCB on my Spitfire, and going to be a year on my Z this October. Every renewal is the same: insurance company increases the premium, so I call them and get the premium "adjusted" to the same as the previous year, or I move somewhere else with a better quote.
Also, when I got insurance for my Z last year I mistakenly added the full NCB during the quoting, realised the mistake, then quoted again without NCB. No difference at all to my premiums… Just seem to be a gimmick!
Also, when I got insurance for my Z last year I mistakenly added the full NCB during the quoting, realised the mistake, then quoted again without NCB. No difference at all to my premiums… Just seem to be a gimmick!
It's much the same when you own up to your "modifications" too. Once you have listed your mods it doesn't matter, within reason, what you've done they charge a set fee.
Tony.
Tony.
Insurances companies do seem odd. My grand daughter just has her first car an Audi A1. 1 litre engine 3 years old. Her mums insurance company took a bit of persuading to give a fair premium despite her being named on her mums policy for 4 years driving CooperS verts She is 22 left uni after her Masters
Over the years I have used several different insurance providers, what you normally find is that if you choose the likes of Tesco, Saga, Direct line you get a cheaper quote for your Z but they do not offer agreed value, however you build up a no claims discount.
To get an agreed value policy you need to go to a specialist classic car policy provider and submit several photo's like Chris Knot, A Flux, Classic line etc,
I am insured with Classic line for the Z3 2.2 sport with an agreed value of £8,000 cost £197 (renewed yesterday), the Z4 Coupe I am with Chris Knott agreed value £17,000, cost £359.
It's a really confusing situation I would have preferred to have both cars with one provider, but Classic line could not compete for the Z4 and Chris Knott were a mile out for the Z3??
To get an agreed value policy you need to go to a specialist classic car policy provider and submit several photo's like Chris Knot, A Flux, Classic line etc,
I am insured with Classic line for the Z3 2.2 sport with an agreed value of £8,000 cost £197 (renewed yesterday), the Z4 Coupe I am with Chris Knott agreed value £17,000, cost £359.
It's a really confusing situation I would have preferred to have both cars with one provider, but Classic line could not compete for the Z4 and Chris Knott were a mile out for the Z3??
If you haven't tried us yet, you are very welcome to give our team a call on 01455 639 000 for a quote. Be sure to mention that you are a member of zroadster.org too.
My wife's Z4 last year was £302,
This years renewal price £762.. How can they even suggest it?
Probably for the people you see on Money Supermarket saying "I saved £1000's on my such and such".
Serves them right for being happy to pay a stupid amount over an over again.
Renewed at £264 with another company.
This years renewal price £762.. How can they even suggest it?
Probably for the people you see on Money Supermarket saying "I saved £1000's on my such and such".
Serves them right for being happy to pay a stupid amount over an over again.
Renewed at £264 with another company.
I insured my 2nd car with the same company as my 1st and asked them to mirror my NCD, they did and gave me full NCD, perhaps I was just lucky 
Renewed with A Flux as there was very little difference in cost for the same cover with other companies.
Our cars insurance is due next week 
We thought that because of what happened to Alan our insurance would be sky high
With the same company last year it was £100 pounds more
But Alan shopped around and it’s now cheaper than last year
Although Alan’s license has been revoked, we still wanted his car insured
As I use his car when I’ve got our granddaughter
We thought that because of what happened to Alan our insurance would be sky high
With the same company last year it was £100 pounds more
But Alan shopped around and it’s now cheaper than last year
Although Alan’s license has been revoked, we still wanted his car insured
As I use his car when I’ve got our granddaughter