No garage. Ages 76 & 73 son also included age 48 ---- 3 cars. Z3 , X1 and Nissan QQ They never asked about garage. I am also included on sons cars ( Cooper S and Isuzu DMax) again with nfu. Other advantage to us of nfu is we can call in the office and sort it out---- they do not charge extra for paying over 12 months which we need to do to help on our Santander bank accounts (they need 2 standing orders per month to get better interest rate) They don't charge for amending policy , and policy includes RAC cover (only required for the Z3 )