3.0 insurance advice

[Uncle_Clanger]

I was wanting to get a reasonable quote for my 3.0 on a classic, limited milage policy. Some of the quotes I've had are silly to say the least (and I'm no boy racer!)

I'm not sure if a classic policy is any better as they reckon you can't use no claims bonus to reduce the price?? Anyone had a different experience?

Anybody who can point me in the right direction it would be a great help.

Manning (Stacey) were not competitive and Flux were having a laugh compared to last year.

PM me if you have some good figures

Cheers

 

[Mnbrennan]

Just massaged you re Footman James

 

[mrscalex]

You don't need a no claims bonus with classic car insurance as they make different assumptions. ie that you're going to look after your car and not crash or lose it!

I get a good deal off Footman James, although my mileage is agreed at 3,000 which is obviously too low if your's is an every day driver.

 

[Nodzed]

I used Chris Knott this year and got what I think is a good unlimited mileage deal, worth a try.

 

[Uncle_Clanger]

Thanks a lot chaps, given me a good bench mark. I'm getting somewhere now. 3000 miles loads for me this year... Can anybody shed any light on the alarm system?

They are asking me if the alarm is "cat 1" or "cat 2" and "sat approved"??

I've no clue. Other than it's standard BMW kit from 2000.

 

[Nodzed]

Z3s are Cat 1 Alarms

http://thatchamfitters.co.uk/car/cars-with-factory-fitted-thatcham-security/bmw.htm

 

[Grant]

If you are over a certain age try SAGA, I've just renewed my Z3 1.9 for £128 fully comp, I was with Aviva and they wanted nearly £300

Regards

Grant

 

[mrscalex]

If you are over a certain age try SAGA, I've just renewed my Z3 1.9 for £128 fully comp, I was with Aviva and they wanted nearly £300

Regards

Grant

Ha ha! Good point. I'm 49 this year. So next year quite possibly opens up the world of retirement apartments and old fart insurance.

 

[Uncle_Clanger]

Z3s are Cat 1 Alarms

http://thatchamfitters.co.uk/car/cars-with-factory-fitted-thatcham-security/bmw.htm

I'm a bit confused now.

"BMW fit as standard a Thatcham category 2 immobiliser or category 1 alarm"

So I can see it has a cat 1 alarm but how about the immobiliser? As it says "or"??

But it's immobilised is it not?

Is it exactly the same alarm on all Zeds Niall?... Including the M??

What is the "sat" approved bit?

 

[Nodzed]

As far as I can find all Z3s are Cat 1 Thatcham alarmed (unless modified) including the immobiliser, mind you I'm no expert thats for sure, as for SAT have no idea

Found this
"Thatcham Category 1 – electronic alarm and immobiliser
Systems that fall into this class are the cleverest and most complex on the market. A Category 1 alarm will feature perimeter and ignition detection, and will incorporate movement or glass break and tilt sensors. There’ll also be a siren powered by its own battery supply that will sound if your car gets broken into.

Immobilisers are also a requirement to pass Category 1 tests and have to be passively set – that means without any action from the driver – while a minimum of two operating systems or one control unit used for normal operation must be isolated."

 

[Nodzed]

Good info here

 

[Nodzed]

However (and this is not very helpful I'm sorry) but to contradict Thatchams info regarding the Z3 the Vin checker on both mine show Option 302 Alarm. So now I'm a little confused too.

 

[Mnbrennan]

I went with a T1

 

[lightning]

Footman James £230 (2002 3.0 M Sport)

3,000 miles max, agreed value £8,000. As a second car.
Although the agreed value part cost an extra £40.
They were not that concerned about what category the alarm was.
lt's not as if you could steal a Z3 unless you'd got the keys.
And they are not highly sought after so unlikely to get trailered away like a Land Rover Defender.

 

[BMBabe]

@Uncle_Clanger as previously mentioned on PM I am no longer associated with them
Go for Footman James!! I will be heading over to them at renewal

https://zroadster.org/threads/manning-uk-are-no-longer-on-here.17367/

 

[BMBabe]

THATCHAM GUIDE

https://www.thatcham.org/files/pdf/Consumer/VS-Listing-13-03-17.pdf

 

[Grumps]

I'm 45 and paying £190 for my 2.8. I can't remember who I'm with but it's none of the above.

 

[BMBabe]

I'm 45 and paying £190 for my 2.8. I can't remember who I'm with but it's none of the above.

Haahaa how do you not know

 

[Grumps]

Haahaa how do you not know

3 cars Stacey and all different companies. Can never remember which is with who.

 

[bessieblue]

Im with Heritage had to send 4 pictures but have agreed value on car of £ 7000 .about £ 240