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Insurance

Discussion in 'General Banter' started by board, Jan 4, 2012.

  1. board

    board Administrator
    Staff Member Administrator Global Moderator British Zeds M Power

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    Location:
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    Just wondering who everyone uses?
    Do you have an agreed value (help from the car club there) setup with your insurer?
    If you do does it hike up the premium a lot if a higher value?
    Do they accept the mods on the car?
    Stereo cover?
    Track Day Cover?
    Anything else I can't think of right now? :D

    Also wondering if we can use our group buying power to get some better deals for everyone. More difficult to do I know but coupled with the club membership and a specialist it might be worth an ask.
     
  2. HornelZ3M

    HornelZ3M Zorg Addict
    Supporter East Anglian Crew

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    I use Adrian Flux, they dont seem to be concerned with modifications. the cheapest too.
     
  3. G2JRP

    G2JRP Regular Member

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    I use rh insurance it's a classic car policy but was considerably cheaper than all other quotes, cheaper than my 2.8

    Have recommended on .net before with some takers, I think they would certainly be worth call.


    Sent from my iPad using Tapatalk HD
     
  4. swamper

    swamper Zorg Guru (V)
    Supporter M Power

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    im same rh insurance ...none of the others came close..
     
  5. badman gee

    badman gee Guest

    Adrian flux, even had an invite to there staff Xmas doo. :D

    s:ymtwisteddevil
     
  6. z3cade

    z3cade Zorg Guru (III)
    East Anglian Crew

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    I'm with Admiral, was cheapest I could find and they covered mods. A.Flux was double!! Rh was expensive.
     
  7. badman gee

    badman gee Guest

    certain companies are better for different age groups.

    :)
     
  8. r37

    r37 Dedicated Member

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    im with elephant, cheapest i could find. Bieng 21 they wont cover me on engine mods and charge a fortune for other mods (£84 for strut brace but only £73 for induction + exhaust) and i cant get them to give me a quote on a re-map. Its a daily driver so classic insurance wouldnt cover me for commuting and the miles i do and flux was a little more and still didnt cover engine mods so i stuck with elephant. Just as a FYI it cost £1164 fully comp with 1y of NCB and no mods.
     
  9. zedwheels

    zedwheels Zorg Guru (IV)
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    After a long search and quite a few quotes i accepted Admiral, found their qoute the best
    and they do multi car policies so insured my Passat, Fiesta, and little zed. :-bd
     
  10. Boysie

    Boysie Zorg Guru (I)
    Supporter British Zeds M Power

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    Go Classic Car
    Peter James
    Very cheap way of insuring an old car :) :)
    £362.00 renewal

    Trackdays i would have thought would bump up any insurance
    Agreed value does not increase the premium
    Its worth mentioning any serious modifications
     
  11. HornelZ3M

    HornelZ3M Zorg Addict
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    just an update on the cheapest insurance.. Paid £285 last year with Adrian flux, just had a reminder that this years was due £404 :-o Went on go compare and got a quote from LV for £238 full comp for the year with limited mileage,(1000 miles) same as flux, so paid and got a good deal. #:-s
     
  12. board

    board Administrator
    Staff Member Administrator Global Moderator British Zeds M Power

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    Is that with any mods?
     
  13. Warrior

    Warrior Dedicated Member

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    Model of Z:
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    I'm with Hagerty (Classic Car Insurers), due for renewal at about the same price as last year, just under £400.

    Limited to 3000 miles and must have a daily drive.

    I contacted Flux for a quote and was asked a number of questions including......'have you driven a performance car before?'.....and given a quote for £830 reducing to something like £350 if I moved my no claims.

    My brother has just contacted Flux and received a quote that doesn't require no claims to be moved over?

    Whether the engine size has anything to do with it, mines a 3.0, his a 2.2, or whether Flux have changed their criteria I don't know.

    I'm sticking with Hagerty. Easy to deal with and if I want to do more miles I can pay a bit extra and add a few.
     
  14. r37

    r37 Dedicated Member

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    i hate bieng young, with all mods declared my insurance is now £1500 :(
     
  15. board

    board Administrator
    Staff Member Administrator Global Moderator British Zeds M Power

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    ouch at 25 years old and the M was just under 3 years old I used to pay just over 1000.
     
  16. r37

    r37 Dedicated Member

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    im 21, the 2.8 with suspension mods (strut brace) non standard alloys and exhaust mods comes to £1500, a Z3M comes to £1200. Both with 12k miles a year and 1y NCB, i have no idea how insurance companies work it out.
     
  17. deano1712

    deano1712 Zorg Addict

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    I am with Competition Car Insurance. 5 track days included and 5000 road miles. Car is //M roadster heavily modified with 500hp. £780.

    Sent from my GT-I9100 using Tapatalk
     

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