Insurance tips

GDavis

Dedicated Member
Joined
Sep 10, 2022
Messages
32
Having just found a Z£ 2.8i I now need to insure it.
Any tips ??
 

colb

Zorg Guru (IV)
British Zeds
Joined
Nov 25, 2012
Messages
2,074
Location
Newport, South Wales,UK
Model of Z
Z3 M43 1.8 (1999) and Z4 E85 2.5 (2003)
Use one of the internet Comparison sites and check out prices and cover from the firms that come back after filling in your details.
I have both the Z3 and Z4 covered with Saga on separate policies, they were very good on price but I am approaching 70 years of age and currently 3 points for speeding. Premiums actually went down after I updated them with the speeding fine. I never sign up for automatic renewals and always compare prices on the Comparison sites when the renewals are due.
 

petecossie

Zorg Guru (III)
British Zeds
M Power
Joined
Dec 7, 2011
Messages
974
Location
Teesside
Model of Z
Z3 M Coupe
Copy from a thread I posted on earlier in the year.

"I previously used Brentacre, Manning and Adrian Flux (for the last 3 years). This year I thought my AF renew was a bit high so as I normally do checked around and came up with a much better quote with Classic Line who had been close to my AF quotes over the last few years.
I've also checked with BMWCC A Plan, Hagerty, Saga and Chris Knott over the years. It pays to take a few hours and just shop around as the variations are huge depending on things mentioned in post above. (i.e. Location, driver age, annual mileage, value, garaged overnight, licence points etc)
My last insurance with Classic Line cost £268 with agreed value, garaged overnight and 3k annual mileage limit."
Good luck with your search.
 

GDavis

Dedicated Member
Joined
Sep 10, 2022
Messages
32
Thanks guys, all useful info.
Been offered several at around £220, one includes a guarantee that they pay the agreed value in the case of an insurance write off, and you get to keep what's left of the car.
Not an incentive to drive negligently...... but a happier outcome should the worst happen
 

Stevo7682

Zorg Expert (I)
Supporter
British Zeds
Scottish Zeds
Joined
Apr 1, 2016
Messages
8,306
Location
maybole
Model of Z
Z3 Individual Dakar / Orinoco Individual
Agreed value with buy back salvage rights is good idea especially since a z3 can be written off ( as a uneconomical repair) for fairly minor damage especially to things like the bonnet.



Stephen.
 

GDavis

Dedicated Member
Joined
Sep 10, 2022
Messages
32
Ta Stephen
That quote is £210.00, which is about the average quoted . However I would have to join the BMW owners Club for that rate.
Not entirely sure what difference being a member of a club can possibly make to the insurer :oops:
The cheapest I've had is £103.75 which I find hard to believe.
Problem is you don't know how good your insurer is until you make a claim !
 

GDavis

Dedicated Member
Joined
Sep 10, 2022
Messages
32
Sorted through Lancaster
£176 f/c, inc agreed valuation and buy back guarantee. Not bad I thought
 

ClassicLineInsurance

Dedicated Member
3rd Party Trader
Joined
Sep 25, 2019
Messages
69
Location
Hinckley
Sorted through Lancaster
£176 f/c, inc agreed valuation and buy back guarantee. Not bad I thought
Hi @GDavis, just noticed that you are now sorted for this year. When your renewal is due next year, feel free to give our team a call, and be sure to mention that you are a member of this forum. Thanks, ClassicLine.
 

Witchsilver

Dedicated Member
Joined
Jul 17, 2022
Messages
32
Hi @GDavis, just noticed that you are now sorted for this year. When your renewal is due next year, feel free to give our team a call, and be sure to mention that you are a member of this forum. Thanks, ClassicLine.
Sadly, your on-line system says unable to quote due to specialist nature of vehicle....lol
(1998 z3 1.9 auto)
 

ClassicLineInsurance

Dedicated Member
3rd Party Trader
Joined
Sep 25, 2019
Messages
69
Location
Hinckley
Sadly, your on-line system says unable to quote due to specialist nature of vehicle....lol
(1998 z3 1.9 auto)
Thanks very much for the feedback. Always best to give our office a call if you can on 01455 639000, or send us a message to request a callback, then we can look into a quote for you. Thanks, ClassicLine
 
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